Background: 

In a limited number of cases, some construction loans (also known as holdback loans) have been split into two loans in the loan servicing software. This is solely for administrative purposes and allows us finer control of various aspects of the loan.

Example:

Loan 112944
This loan represents the participants' share of the actual amount disbursed to the borrower. 

• Interest and fees from the borrower are processed through this loan. 
• Interest due to participants is distributed from the loan.

Loan 112944HB
HB = Holdback
This loan represents the participants' share of the amount currently withheld from the borrower. In other words, this is the participants' share of the holdback. 

• Fees due to the participants are processed through this loan.